Business Banking

The River Falls State Bank offers many banking services that small to mid-size businesses need to not only succeed, but thrive. Our business checking accounts are flexible and cost effective. We also offer many types of loans that will help you purchase or expand a business.

We can also help with additional products like automatic bill payment for your customers, direct deposit of payroll and access to your accounts online for convenient banking without having to leave your business.

Commercial Checking Account

• NO minimum balance
• Debit Card available
• Free online banking and E-statements
• $5.00 per month maintenance charge
• $0.17 per debit to your account
• $0.07 per check deposited to your account
• Night Drop Bags with or without locks available

These three charges will be offset by a variable rate earning credit tied to the Prime Interest Rate as quoted by the Wall Street Journal. More specifically, the earnings credit will be set at three points below the Prime Rate as described above. This is an annual rate that is figured monthly.